Schools do what they can to prepare kids for the real world, but many teenagers come through high school with little, to no knowledge of how to handle their personal finances. Here, you'll find a few tips to pass on to your teen so he or she can enter their adult lives with the knowledge they need to thrive.
Checking Accounts Are Free
So many people make the mistake of paying for a basic checking account.
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Of course, buyers who have excellent credit don't usually have a hard time getting approved for home loans. However, this does not mean that only those who have good credit can purchase a home. If you're hoping to get approved for a non-prime mortgage, you can help increase your chances of being able to buy a home by following these tips.
1. Being Willing to Pay a Higher Interest Rate
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Securing your first mortgage loan is a big financial decision, and it will probably affect you for the next decade or so. To ensure you're happy with this investment long-term, you'll want to remember these financing tips.
Check Your Credit
The interest you pay on a mortgage loan depends greatly on your credit. The higher this number is, the lower your interest will be. So that you know where you stand financially when securing your first mortgage, you need to know your credit score well in advance.
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If you've recently begun your first house-hunting expedition as a prospective buyer, congratulations! For many, home ownership offers a unique opportunity to stake one's legal and financial claim to a piece of property and to truly turn a house into a home without asking "what will the landlord say?"
But for those who don't already have a home purchase under their belts, navigating the home-buying process can be tough. The Great Recession and regulatory reactions to the mortgage crisis added to the already-complex paperwork home purchasers are required to complete.
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No one wants to get into legal trouble, but sometimes the worst can happen. It's always best to be prepared. If your loved one is taken to jail, there are ways you can assist them. Here are three things you should do if someone you care about is arrested.
1. Be calm and soothing.
When a friend or family member is arrested, the first thing you need to do is remain calm.
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