After an arrest, you don't have to spend all the days before your hearing locked up, thanks to bail bonds. A judge may grant you bail, mainly if your case isn't classified as criminal. A bail bond is a legal contract between the court and the defendant, allowing the defendant to earn his freedom after paying a certain amount of money. The money is an incentive for you to show up for court hearings.
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When you are released on bail, the county or state may require you to follow certain rules or restrictions as a condition of your bail. You may not be allowed to leave the country, you are permitted from breaking any other laws, and you may not have contact with your victim. If you do not follow these laws, bail may be revoked and you may be remanded back into custody. However, what many people do not realize is that a bail bonds company can actually place restrictions on you as well.
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Those about to begin the house hunt may be advised to obtain a pre-approval from a lender before they get started. That's generally good advice because it makes sellers take your offers more seriously – among other perks. However, some with touchy credit issues may worry about the effect such a move could mean. Read on to find out more.
What is a Pre-approval and Why Do Buyers Need One?
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For many consumers, working with a mortgage broker is the best way to find an appropriate mortgage for a home purchase. Unfortunately, home buyers sometimes make assumptions about mortgage brokers that dissuade them from finding a mortgage through a broker.
The following are four things you shouldn't assume about mortgage brokers so that you find the best mortgage for your unique situation.
A mortgage broker will recommend the mortgage to you that maximizes his or her commission.
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Getting a mortgage preapproval is the first step in the home-buying process. This step requires work and time, and you must find a lender willing to issue you the preapproval. A mortgage preapproval does not mean that the lender will issue you a loan to buy a house. However, it does mean that you currently meet the criteria to buy a house. After getting the preapproval, you could lose it. If you lose it, the lender will not issue you the loan when you need to buy a house.
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